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[百] 폐질보험 (廢疾保險) disability insurance

생명,건강및사고보험 Life and health and accident insurance
생명보험 Life insurance
건강또는입원보험 Health or hospitalization insurance
사고상해보험 Accidental injury insurance
장애보험 Disability insurance
노동자보험 Workmens insurance
실업자보험 Unemployment insurance
채무보험 Liability insurance
의료 보험 청구 심사 또는 관리 Medical Claims Review and Management
종업원부조프로그램 Employee assistance programs

어린이보험 장애특약의 약관을 살펴보면 보험금을 지급하지 않는 사유로 '피보험자의 선천적 기형, 선천적 질환, 정신질환 및 이에 근거한 병상은 제외한다'라고 규정됐습니다.
If you look at the terms and conditions of the Specialty for Children's Insurance Disability, it is stipulated that the reason for not paying the insurance money is "excluding the insured's congenital deformities, congenital diseases, mental disorders and the underlying sicknesses."

보험 보장 내용은 자연재해 사망, 폭발·화재·붕괴 상해사망, 후유장해 등 재난을 포함해 대중교통이용 중 상해사망·후유장해, 강도 상해사망·후유장해, 스쿨존 교통사고, 청소년 유괴·납치·인질 등 각종 범죄 및 사고 등 총 23개 항목이다.
Insurance coverage includes disasters such as death from natural disasters, injuries and deaths in the event of explosions, fires, and collapses, and after-effects, and it is a total of 23 items, including various crimes and accidents, such as injury death and subsequent disability while using public transportation, robbery injury death and subsequent disability, school zone traffic accidents, and kidnapping, kidnapping, and hostage of juveniles.

내가 가입한 후유장해 보험의 경우 10∼20년 넘게 비싼 보험료를 납입하고도 보험금을 받을 수 있다는 사실을 몰라서 후유장해보험금을 못받은 분들이 의외로 많습니다.
In the case of after-effect disability insurance that I signed up for, there are surprisingly many people who didn't receive the after-effect disability insurance because they didn't know that they could receive the insurance even after paying the expensive insurance premium for more than 10 to 20 years.

만약 A씨가 생명·손해보험 일반재해후유장해 특약 외 교통재해후유장해 특약에 가입되어 있다면, 교통재해후유장해보험금도 추가로 받을 수 있습니다.
If A is enrolled in a traffic accident disability special contract other than the life and non-life insurance general disaster disability special contract, he may also receive additional traffic accident disability insurance payment.

가입연령은 만 15세∼65세로 40세, 20년납 기준으로 주계약 5000만원, 암플러스 추가보장 1500만원, GI보험료납입면제특약, 암플러스추가보장특약Ⅱ 1500만원, 질병후유장해 1000만원, 특정 류마티스관절염 및 파킨슨병 진단특약 1000만원 가입 시 월 보험료는 남성 17만5970원, 여성 15만6390원이다.
The age of the subscription target is between 15 and 65. For a 40-year-old paying for 20 years, 50 million won for the main contract, 15 million won for the cancer plus additional coverage, 15 million won for special contract of the GI insurance premium payment exemption and the cancer plus supplementary coverage II, and 10 million won for disability after illness, and for 10 million won for a certain rheumatoid arthritis and special contract of Parkinson's disease diagnosis are available. When signing up, the monthly premium is 175,970 won for men and 156,390 won for women.


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