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credit union 소비자 신용 조합

[위키] 신용협동조합 Credit union

[百] 신용협동조합중앙회 (信用協同組合中央會) National Credit Union Federation of Korea

[百] 신용협동조합 (信用協同組合) credit union

[百] 세계수출보험연맹 (世界輸出保險聯盟) International Union of Credit and Investment Insurers

[百d] 소비자신용조합 [ 消費者信用組合, credit union ]

[百d] 신용협동조합 [ 信用協同組合, credit union ]

국제통화기금(IMF.International Monetary Fund):회원국 출자로 운영되는
일조의 credit union성격의 협력적 기구(cooperative institution)임. 급격한
외환 보유고 사태에 빠졌을 때 정책준수조건(conditionality) 이행실적에 따라
구제금융을 제공. 워싱턴D.C에 본부가 있다.

신협중앙회가 이끌고 있는 전국 신협의 조합 총자산은 2018년 말 기준 90조8000억원으로 전년 대비 10.6% 증가했다.
The total assets of the National Credit Union, led by the Korea Federation of Credit Union, stood at 90.8 trillion won as of the end of 2018, up 10.6 percent from a year earlier.

신협중앙회는 기존 고금리 대출로 부담이 큰 대출자를 위해 연 8.15% 금리로 갈아탈 수 있는 '신협 815 해방대출'을 출시했다.
The Korea Federation of Credit Cooperatives has launched the Credit Union 815 Liberation Loan, which allows borrowers who are burdened by existing high-interest loans to transfer to 8.15% annual interest rates.

차성수 교직원공제회 이사장이 베트남 최대 운용사 비나캐피탈을 만나 베트남 현지 투자처 발굴 등을 통한 협력을 논의했다.
Cha Seong-su, chairman of the Teachers' Credit Union, met with Vina Capital, Vietnam's largest operator, to discuss cooperation through finding investment destinations in Vietnam.

전기공사협회는 2만 2,000여 회원사를, 기계설비건설공제조합은 8,000여 회원사를 보유하고 있어 추가 고객이 늘어날 것으로 전망된다.
The Korea Electric Power Corporation has more than 22,000 member companies, and the Korea Machinery & Construction Credit Union has more than 8,000 member companies, which is expected to increase additional customers.

그동안 비자와 유니온페이의 해외브랜드 수수료 인상분은 카드사가 부담해왔으나 약관 개정 후 출시되는 카드의 해외브랜드 수수료는 온전히 고객 몫이 된다.
Until now, credit card companies have been paying for Visa and Union Pay's overseas brand fees, but overseas brand fees for cards released after the terms and conditions are entirely up to customers.

앞으로 농협, 신협, 수협, 새마을금고 조합원이나 탈퇴 조합원이 출자금과 배당금을 모바일로 찾을 수 있게 된다.
In the future, members of the National Agricultural Cooperative Federation, Credit Union, Fisheries Cooperative Association, Korean Federation of Community Credit Cooperatives, or withdrawal members will be able to find their investments and dividends on mobile.

천안 갤러리아 센터시티를 매입한 블라인드펀드 2호는 2018년 교직원공제회·농협중앙회·경찰공제회 등이 출자한 총 2,100억원 규모의 펀드다.
Blind Fund No. 2, which purchased Cheonan Galleria Center City, is a fund with a total of KRW 210 billion invested by the Teachers' Credit Union, the National Agricultural Cooperative Federation, and the Police Mutual Aid Association in 2018.

서울시는 서울신용보증재단, 신나는조합, 사회연대은행, 열매나눔재단과 함께 영세 소상공인들의 생계형 창업이 실패하지 않도록 창업과 경영 개선에 필요한 자금을 무담보, 1.8%의 저금리로 빌려주는 서울형 마이크로크레딧을 시행하고 있다.
The Seoul Metropolitan Government, along with the Seoul Credit Guarantee Foundation, the Joyful Union, the Social Solidarity Bank, and the Merry Year Foundation, is implementing a Seoul style micro-credit that lends funds needed to improve start-ups and management at 1.8% of low interest rate without collateral to prevent small business owners from failing.

다른 업권과의 형평성과 일부 조합의 독과점화 우려 등으로 신협법 개정은 불발됐지만 여신 영업권역의 전국구화로 '절반의 소득'을 챙긴 신협이 세력 확장에 나설 수 있어서다.
Although the revision of the Credit Union Act has failed due to equity with other industries and concerns over the monopoly of some unions, the Credit Union which has earned "half of its income" due to the nation-wide formation of the credit business area, could expand its power.

금융위원회가 신용협동조합의 여신확대를 골자로 한 신협법 시행령을 개정하기로 했다.
The Financial Services Commission has decided to revise the Enforcement Decree of the Credit Union Act, which aims to expand the loan of the Credit Union.

credit against corporation tax: 세액공제, 법인세의 공제
credit against tax: 세액에 대한 공제액
credit analysis: 신용분석
credit and collection expense: 신용판매기록 및 수금에 필요한 비용
credit association: 신용조합
credit balance in account receivable: 외상매출금계정 대변잔고
credit balance: 대변잔고
credit card service fees: 크레디트 카드 수수료
credit condition: 신용상태
credit customer: 외상매출선
credit for foreign taxes paid foreign tax credit 외국납부세액공제
credit for foreign taxes paid: 외국납부 세액공제
credit for handicapped person: 장애자공제
credit insurance premium: 신용보험료
credit limit: 신용한도액
credit line: 신용한도액
credit memorandum: 대변 비망록
credit method 세액공제법
credit not qualified for bad debt allowances: 대손충당금 설정 불능채권
credit note: 입금필 통지서(무역)
credit one's account: 대변기입계정
credit purchase: 신용매입
credit rating: 신용도
credit ratio: 신용비율
credit sale: 외상매출, 신용판매
credit sales accounts: 수취계정
credit side: 대변
credit slip: 대변전표
credit system: 외상매출제도
credit terms: 외상매출 조건
credit union: 신용조합
credit 세액공제
credit: 대변

employee deposits: 종업원 예치금
employee health and welfare benefit funds: 사원 건강복지 기금
employee stock ownership plans: 종업원 자기사주 제도
employee stock ownership tax credit: 종업원자기사주 세액 공제
employee stock ownership 종업원지주제도
employee stock ownership: 우리 사주 소유
employee stock purchase plan: 종업원 주식구입제도
employee welfare fund: 사원 복지기금
employee's account receivable: 종업원 미수금
employee's benefit fund: 종업원 복리후생기금
employee's bonus and allowance: 종업원 상여수당
employee's death benefits: 종업원 사망급여
employee's deposit: 종업원 예치금
employee's deposits received: 종업원 예수금
employee's pension fund: 종업원 연금기금
employee's relief fund: 종업원 부조(扶助) 기금
employee's retirement allowance: 종업원 퇴직금 급여
employee's stock holding association: 우리 사주(社株) 조합
employee's stock sharing plan: 종업원 지주제도
employee's union: 종업원 조합
employee's welfare fund: 종업원 복리 후생기금
employee-director: 사용인 겸 임원

[협동조합] cooperative
* 정의: 회원 공동의 목적을 위해 사업을 하는 개인이나 회사들의 단체.
A cooperative is an association of individuals or firms whose purpose is to perform some business function for all its members. Members benefit from the activities of the cooperative because it can perform its function more effectively than any member could by acting alone.
1) 회비 = membership fee
The cooperative's members pay membership fees, which cover its operating costs. Members also pay for services provided by the cooperative as they use them
2) 구매조합 = buying cooperative
Buying cooperatives purchase goods in bulk (대량으로) and distribute them to members, the unit cost (단위비용) is lower than it would be if each member bought the goods in a much smaller quantity.
3) 신용협동조합 = credit union
Cooperatives such as credit unions are owned by their members, and they may or may not be incorporated. (법인화하다). When they are, the corporation is usually not for profit. (비영리의).
4) 농업협동조합 = agricultural cooperative
Although cooperatives are found in all segments of our economy, they are most prevalent in agriculture. Farmers use cooperatives to purchase supplies, to buy services such as trucking and storage, and to market their products.
5) 농협협동조합중앙회 = The National Agricultural Cooperatives Federation


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